{
  "apiVersion": "1.0",
  "taxYear": "2026/27",
  "currency": "GBP",
  "basis": "annual",
  "inputs": {
    "regularGrossSalary": 35000,
    "annualBonus": 0,
    "region": "rest-of-uk",
    "taxCode": "1257L",
    "pension": {
      "employeePercent": 5,
      "method": "salary-sacrifice",
      "basis": "full-gross-salary"
    },
    "studentLoan": "none",
    "postgraduateLoan": false,
    "annualOtherSalarySacrifice": 0
  },
  "result": {
    "annual": {
      "grossPay": 35000,
      "incomeTax": 4136,
      "nationalInsurance": 1654.4,
      "employeePension": 1750,
      "otherSalarySacrifice": 0,
      "studentLoan": 0,
      "postgraduateLoan": 0,
      "takeHome": 27459.6,
      "totalDeductions": 7540.4,
      "taxablePay": 20680,
      "personalAllowance": 12570
    },
    "monthly": {
      "grossPay": 2916.67,
      "incomeTax": 344.67,
      "nationalInsurance": 137.87,
      "employeePension": 145.83,
      "otherSalarySacrifice": 0,
      "studentLoan": 0,
      "postgraduateLoan": 0,
      "takeHome": 2288.3,
      "totalDeductions": 628.37
    },
    "effectiveDeductionRatePercent": 21.54,
    "takeHomeRatePercent": 78.46
  },
  "assumptions": {
    "monthlyFigures": "Annual estimate divided by 12; payroll rounding can differ.",
    "employerPensionIncluded": false,
    "scope": "Employment income only; excludes benefits, dividends and savings income."
  },
  "links": {
    "calculator": "https://actualsalary.co.uk/?salary=35000",
    "methodology": "https://actualsalary.co.uk/how-it-works/",
    "openapi": "https://actualsalary.co.uk/api/openapi.json"
  }
}